Planning for your retirement is probably the most difficult part of your personal finances to get right. Retirement contracts differ greatly and the UK Government change the rules around retirement quite often. When to retire? How much money will I need? What about my future travel/spending plans? I have all these old plans and they don’t make sense. What are my options?
There are so many different ways of saving for your retirement and subsequently taking your retirement income, whilst trying to pay as little tax as possible. That’s why getting your plans into the right place now, can pay great rewards when you need the income in later life.
Each plan comes with a different forecast, has varying performance and different costs associated to it. Which ones do you need and which ones will give you the best income in retirement?
The way to find out is to book a FREE one-hour retirement planning review at a time and place to suit you. Our retirement planning experts will help you make sense of all your plans, talk to you in plain English and help you to accurately forecast what your pension income will look like. Call us today on: 0161 464 9122 and start getting the retirement you really want.
Financial Planning is a process in which we help our clients to see their financial future in great detail. Every pound of income and planned expenditure from now until the day they die.
See how your finances play out if you were to: retire earlier, travel more now, gift money to children, up-grade your cars every year. The plan evolves around what you want your life to look like.
By asking you what your life goals are right at the beginning of the planning process, we can help you to focus on what your finances should really be doing for you and your family.
We will ask you challenging questions about your future and why you wish to do things in a certain way. When your first draft report is back, we will sit down with you and go through the findings to see if everything you wish to do is affordable and what affects certain circumstances may have on your life (one partner dying early for example). Then in front of your eyes, we can model anything you want: retire one year earlier, spend £10K per annum on holidays now for the next five years, travel to Australia in five years to tick off a bucket list goal. The list is endless and you will eventually come to realise what is and what is not possible. It’s the first time in life you will have seen your finances in such detail.
So chose the life you really want and get to see what is possible with your own financial plan. Get started today by calling our independent financial planners on: 0161 464 9122.
The UK mortgage market offers new deals every day. With so many new offers on mortgage rates available and the range of charges for setting up your deal, choosing the right one can be a minefield. Our advisers run a fully independent mortgage comparison for you, showing you all of the available options.
Simply looking for the lowest headline rate may cost you more in real terms over the life of the deal. So if you want to make sure you’re getting the best deal in the marketplace that is right for your own circumstances, contact the adviser team at Assured Wealth today.
Decision two: Do you then opt for fixed rate or variable rate?
Decision three: What length of mortgage should I chose?