Warrington Corporate Retirement Planning

Warrington Corporate Retirement Planning

When the time arrives for a business owner to begin to consider Warrington retirement planning, the first thing to consider should be a tax-efficient way of extracting profits from the business. A Warrington corporate retirement planning review can then be used to plan for income after the business is sold.

Most business owners have not taken up all the available tax planning opportunities that are available to them, and so are missing out on opportunities to build their retirement funds more each year. When the business owns certain assets, such as buildings, it may be better to make a pension scheme the owner of these.

Warrington Corporate Pension Advisor

Warrington Corporate Pension Advisor

Setting up a Self-Invested Personal Pension (SIPP) lets you hold many different types of asset. You can use it to hold company property, bonds, shares and cash. This is a good choice for companies who wish to purchase the premises they trade from and then make rent payments to the SIPP on the company’s behalf.

Business property relief (BPR)

Your retirement could be funded by selling up your business. Assessing if you can claim BPR on the sale could be the key to your successful retirement. We can help you maximise the benefits of doing so.

Self-Administered Scheme (SASS)

A SASS is similar to a SIPP, but it has the additional ability to loan money (up to half the accrued value) back to the company. This can help with financing.

Corporate Pension Planning Warrington

Corporate Pension Planning Warrington

There are several schemes you need to consider when planning your retirement. Tax, cash flow and your attitude to risk are all important considerations. Choosing our Warrington corporate retirement planning team to talk through your business and retirement plan will help you to put everything in place.

Book your FREE Warrington business financial planning and Warrington retirement planning review today with a Warrington IFA by calling us on 01925 396122.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Inheritance Tax On Agricultural Property

Agricultural Property Relief
There is a specific relief that relates to certain agricultural property situated in the UK, Channel Islands, Isle of Man and in the EEA (European Economic Area). Qualifying agricultural property can be passed without inheritance tax as a lifetime gift or upon death.

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Inheritance Tax On Property

Inheritance Tax On Property

Inheritance tax on property is to be paid if the taxable value of the estate (with any gifts made by the deceased added on if they were made in the seven years prior to their death) exceeds the nil rate band. The rate of inheritance tax on property is currently 40%.

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Why Choose us

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Investment portfolio review

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Cash flow modelling

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Fully Independent

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FCA regulated

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Financial planning

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Estate planning qualified

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Pension transfer specialists

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Occupational pension specialists

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All types of mortgages

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Care fee planning

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Low cost fees

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Corporate planning

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Wealth management

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Retirement planning

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Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.

BOOK A FREE RETIREMENT PLANNING REVIEW