Warrington Corporate Estate Planning

Warrington Corporate Estate Planning

Could your business cope if a business owner or major shareholder died early? Does it have all of the necessary legal documents in place in order to enable a smooth transition? Most business owners have given little thought to this area of planning.

When we talk to our clients about making measures to protect their business, we don’t just talk about exit planning; shareholder agreements; ownership of shares; and tax mitigation. We look at how the business would continue in the event of their early death.

Warrington Estate Planning Solutions

Warrington Estate Planning Solutions

Our Warrington IFA and Warrington corporate estate planning team start with the basics:

Does the business owner have a will that deals with their shares in the business? Is it fully up to date and tax efficient?

Shareholder agreements:
Who owns shares in the business? Do the company’s articles and memorandum of wishes dictate how shares are going to be disposed of?

Is there adequate life cover in place to pay the value of the shares to the deceased’s estate?

Who is going to take control of the business if you become ill, or die? Are they capable of doing it? Do they have all the knowledge and expertise they will need?

Do you have a Lasting Power of Attorney (LPA)?

Corporate Estate Planning Warrington

Corporate Estate Planning Warrington

Clearly, there are a huge number of issues for a business owner or shareholder to consider. A life insurance policy and will may not be enough. When a member of our team talks through your wishes and reviews your legal documents, we can help to ensure your business and family will be in the best shape if the worst does happen.

Call our Assured Wealth and Estate Planning Warrington financial planning adviser team today on 01925 396122 and book your FREE Warrington retirement planning consultation. We are here to help you make plans for your financial future.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Online Probate Service Launches

Online Probate Service Launches

Executors of an estate in England and Wales can now apply for probate online using a new online probate service launched by HM Courts and Tribunals.

This will allow executors to submit certain details online to obtain a grant of probate, although paper copies of the will and death certificate still need to be provided.

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Dying Without A Valid Will

Dying Without A Valid Will
Dying without a valid will… How intestacy rules can affect your beneficiaries…

It’s easy to assume your property and possessions will automatically go to loved ones when you die, but in reality, this is seldom the case.

Thousands of people die every year without making a will, without properly drafting one or where the execution of the will fails to meet certain legal requirements.

This results in a situation known as intestacy, where usually a family member picks up the pieces and takes on the often strenuous task of processing your estate.

If you die without making a valid will, your estate – including all your money, property and possessions will be divided according to the law and not your wishes. Those laws differ slightly between the countries in the UK, although the principles are similar.

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Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.